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YOUR CRYPTO, YOUR LIFE

Take your
crypto further

The CL Card powered by Ledger and provided by Baanx*

Safe transfers between the CL Card & Ledger Live.
You can spend crypto or use it as collateral.


The CL Card powered by Ledger and provided by Baanx is currently available to UK and EEA* customers.

Create an account now Don't have a Ledger?

Pay with crypto in your day-to-day life across 90 million merchants.

Quick and safe transfers between the Card & Ledger Live

Top up and manage the CL Card through the Ledger Live app and your Ledger wallet quickly and securely.

Quick and safe transfers between the Card & Ledger Live

Spend your crypto or use it as collateral

You can choose to spend crypto**, or use Cryptodraft and Stableloan features which give you a line of credit to spend by using crypto as collateral. Rates start from 0%.***

Cryptodraft: Allows you to get extra funds to spend on the card without selling crypto! You can access a line of stablecoin credit, while using crypto as collateral. Stableloans: With a quick and hassle-free set up, you can take out a line of stablecoin credit.

Spend your crypto or use it as collateral

Earn cashback on every purchase

Shop online or in-store with your CL Card and earn 1% cashback in BTC, USDT or 2% in BXX with more crypto cashback to come.***

Earn cashback on every purchase

Instant fiat conversion at the time of purchase

Spend crypto at over 90 million merchants and online stores, with instant conversion to fiat at the time of purchase.

Instant fiat conversion at the time of purchase
1

How to start spending your crypto using your Ledger wallet and the CL Card ?

  • 01

    Get a Ledger wallet and download Ledger Live app

  • 02

    Go to the Card section and create a CL Card account

  • 03

    Top up the CL Card account securely with crypto using your Ledger wallet

  • 04

    You’re ready to spend at over 90 million merchants and online stores

The CL Card powered by Ledger and provided by Baanx is currently available to UK and EEA* customers.

Create an account now

Find the right Ledger hardware wallet for you

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FAQ

Find answers to some of the most common questions.

You don’t need a Ledger wallet to get or use the CL Card. However, if you want to enhance the security of your CL Card user experience, we highly recommend using your CL Card with your Ledger wallet.  By combining your Ledger wallet with the Ledger Live app, you can seamlessly and securely move your assets between your Ledger wallet and the CL Card, taking advantage of Ledger’s unique digital security ecosystem.

The CL Card is operated by Baanx and integrated with Ledger’s unique digital security ecosystem which allows users to move their assets quickly, seamlessly and securely between their secured Ledger wallet and the CL Card, by using the Ledger Live app.

Yes, you can use Cryptodraft or Stableloan and open a line of credit to spend on your card.***

Every time you spend with your CL Card, you earn rewards.*** To enable rewards, you first need to select the crypto you want to receive cashback in, currently available in BTC, USDT, and BXX. The reward amount will be calculated based on all the transactions you’ve made with your CL Card throughout the month. At the end of each month, you will receive a 1% reward for the total amount of card transactions (BTC, USDT) or a 2% reward if you choose BXX.

No, you need to fund your CL Card before you start spending. You can fund the card with the crypto you have in your Ledger Live wallet. Crypto-to-fiat conversion will take place at the time of purchase.

No. You have total ownership over your assets as long as their private keys are safely stored in your Ledger wallet. Once you transfer funds from your Ledger wallet to your CL account, they are no longer under self-custody.

Yes, adding your CL Card to Apple Pay is easy.
Check out these FAQs to learn more about using Apple Pay with your CL Card.

More information is available in Ledger’s Help Center: CL Card FAQs

You don’t need a Ledger wallet to get or use the CL Card. However, if you want to enhance the security of your CL Card user experience, we highly recommend using your CL Card with your Ledger wallet.  By combining your Ledger wallet with the Ledger Live app, you can seamlessly and securely move your assets between your Ledger wallet and the CL Card, taking advantage of Ledger’s unique digital security ecosystem.

The CL Card is operated by Baanx and integrated with Ledger’s unique digital security ecosystem which allows users to move their assets quickly, seamlessly and securely between their secured Ledger wallet and the CL Card, by using the Ledger Live app.

Yes, you can use Cryptodraft or Stableloan and open a line of credit to spend on your card.***

Every time you spend with your CL Card, you earn rewards.*** To enable rewards, you first need to select the crypto you want to receive cashback in, currently available in BTC, USDT, and BXX. The reward amount will be calculated based on all the transactions you’ve made with your CL Card throughout the month. At the end of each month, you will receive a 1% reward for the total amount of card transactions (BTC, USDT) or a 2% reward if you choose BXX.

No, you need to fund your CL Card before you start spending. You can fund the card with the crypto you have in your Ledger Live wallet. Crypto-to-fiat conversion will take place at the time of purchase.

No. You have total ownership over your assets as long as their private keys are safely stored in your Ledger wallet. Once you transfer funds from your Ledger wallet to your CL account, they are no longer under self-custody.

Yes, adding your CL Card to Apple Pay is easy.
Check out these FAQs to learn more about using Apple Pay with your CL Card.

More information is available in Ledger’s Help Center: CL Card FAQs

* The CL Card and its features are provided by Baanx Group Ltd (in the UK), Baanx US Corp (in the United States) and Frozen Time UNIPESSOAL LDA (in the EU). ** Your crypto will be automatically converted to fiat at the time purchase. ***Feature availability depending on your region of residence, and subject to eligibility conditions. For more details, see CL Card Legal Terms & Conditions

The CL Card and underlying Account for EU customers are maintained and operated by UAB Monavate, an entity registered and regulated in Lithuania under legal entity code 305628001. The CL Card and underlying Account for UK customers are maintained and operated by Monavate Ltd, an entity registered and regulated in England under legal entity code 12472532, with FCA registered number 901097.

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